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  • Sales Illustrations
    has been a matter of abuse for more years than I care to name. The ASB has little power to develop practice ... the current clamor for illustration reform is a direct result of the decreasing interest rates in the ...

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    • Authors: Thomas C Foley, Timothy Harris, Kevin A Marti, Stephen N Patzman
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Public Policy
  • Health Insurance Cash-flow Testing
    concerningthe active life modeling. First, there is no direct linkagebetween our liabilitymodeling and our economic ... liabilitymodeling. First, we have no historicalevidence of direct linkagebetween the economy and morbidityor persistencyexperience ...

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    • Authors: Timothy Harris, James O'Connor, Albert Riggieri
    • Date: Apr 1993
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Health & Disability>Disability insurance; Modeling & Statistical Methods
  • Life Insurance Sales Illustrations - What's Next?
    commissions, the ASOP notes that commissions and other direct compensation should be directly charged. That ... use the actual commission rates and formulas for direct sales costs. That would also seem to be a very ...

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    • Authors: Timothy Harris, Thomas A Phillips, James Van Elsen, Deanne L Nezas
    • Date: May 1996
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Standards of practice; Life Insurance>Marketing and distribution - Life Insurance